New bank account

I was talking to jes and decai yesterday during lunch that I think since I've terminated my extra and redundant bank acct, I want to pick up an uob acct and an uob debit card.

Uob has many good tie-ins with merchants that I am interested in, so I think it is a good idea to get an uob debit card.

So far, I havent been using much of my dbs debit card, mostly using it for atm purposes only and it is getting on my nerves. But because there is no incentive to use the card as a debit card, most of the time I cannot be bothered either.

Dbs debit card's annual membership fees is at $24/annum and it cannot be waived irregardless of reasons.

On the other hand, points can be earned while one uses the uob debit card, and the amf can be waived using the points.

I am half tempted to close my dbs acct totally but dbs' s internet banking totally digs. Anyway, my insurrance, poly repayment and ezlink are all on giro. Sheesh.

So I think, I will open a uob acct and put in 1k. I would spend within $500, and when the amt comes dangerously close to the $500 mark, I would transfer more money from my dbs acct.

Something like me #1 gives me #2 money to spend. Schizophrenically like me.

Until I realised last night that there is a mini debit visa at uob, and I like it. So 事不宜迟, I opened an acct today.

I love mini cards! But with my salary I will never qualify for a mini credit card, so I always had to make do with regular sized dbs debit card.

And there is no amf forever for this card! Now, to quote, "The UOB Visa Mini Debit is free for life. Now what could be better than that?"

Now I just need to wait for it to arrive within 4 wks. =)